Latest Job Openings in the U.S.:QUICK USA

Latest Job Openings in the U.S.

Credit Analyst

Responsible for credit risk management and related administrative work. Works with and assists the Account Officer to service the Bank’s corporate clients. Develops and analyzes all types of credit information, completes all documents (including projections), prepares analysis and makes appropriate recommendations. Assists in relationship management and promotion of non-credit business as required.

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4/12/2024 Job No. 10251

Job Description

【Position】

Credit Analyst

【Essential Duties 】

1. General:
Financial statement analysis of borrowers and their parent companies;
Preparation of credit applications, for new, renewals, amendments and extensions;
Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;
Credit rating, both for borrowers and for each facility;
Credit monitoring including conducting covenant checks;
Assist in asset quality assessment;
Assist in relationship management and promotion of non-credit business with clients;
Information gathering related to clients’ business, industries and market competitors;
Correspondence with clients to answer various requests and inquiries;
Correspondence with other Mizuho offices to exchange information regarding Mizuho’s business strategy toward a specific client, business conditions of a parent company, etc.;
Other duties as determined by Deputy General Manager and/or Account Officers.

2. Administrative:
Maintenance and updating of credit files;
Preparation for regulatory examinations and internal/external audits;
Preparation of credit documents;
Preparation of documents related to both credit and non-credit business;
Arrangement of business meetings with clients, etc;
Other duties as determined by Deputy General Manager and/or Account Officers

3. Policy / Compliance:
Obtain a basic understanding of the applicable rules and regulations that govern the Bank;
Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department;
Attend Annual Compliance Training presented by the Legal & Compliance Department;
Read and respond as necessary to all compliance-related materials received. Comply with the Bank’s “Code of Conduct.

【Working Hours, Working style】

Most likely a little above 40 hours/week

【Working Location】

Manhattan, New York (2/week at office)

【Salary, Benefit】

$60K- $80K

【Holidays】

Weekends, holidays

【Qualifications】

Eligible to work in the US
Bachelor’s degree or higher in Finance, Accounting, Business, or Economics
Prior banking, rating agency or other financial institution experience is preferred
Effective verbal and written communication skills in both Japanese and English is required
Prior experience in financial statements / cash flow / credit analysis highly preferred
Good analytical, organizational and communication skills
Word, Excel, Access, and PowerPoint

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